Risk-Based | Loans | Savings | Certificates
New Autos Call the Loan Department to find out how to "Refer-A-Friend" and earn $50!!!!!!!!!
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 months |
5.50 |
6.25 |
8.00 |
11.00 |
| 48 months |
5.50 |
6.50 |
8.25 |
11.25 |
| 60 months |
5.75 |
6.75 |
9.00 |
11.50 |
| 72 months** |
6.25 |
8.00 |
9.50 |
14.00 |
Used or Refinanced Autos (For vehicles models 2006 - 2008)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 72 months |
5.50 |
6.95 |
8.25 |
11.75 |
Used or Refinanced Autos (For vehicles models 2003 - 2005)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 42 months |
6.25 |
7.50 |
9.75 |
12.25 |
New Marine & Recreational Vehicles***
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| Up to 48 months |
6.25 |
7.25 |
8.50 |
12.00 |
| 60 months |
6.50 |
7.75 |
8.75 |
14.00 |
| 72 months**** |
6.50 |
7.75 |
8.75 |
14.00 |
Used Marine & Recreational Vehicles*****
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 months |
7.75 |
8.75 |
10.50 |
12.75 |
| 48 months |
8.75 |
9.25 |
10.75 |
14.00 |
| 60 months**** |
8.75 |
9.25 |
10.75 |
14.00 |
Miscellaneous Secured
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 6 months ($0 - $300) |
8.50 |
9.50 |
10.50 |
14.00 |
| 9 months ($301 - $500) |
8.50 |
9.50 |
10.50 |
14.00 |
| 15 months ($501 - $1200) |
8.50 |
9.50 |
10.50 |
14.00 |
| 24 months ($1201 - $3500) |
8.50 |
9.50 |
10.50 |
14.00 |
| 36 months ($3501 - $10,000) |
8.50 |
9.50 |
10.50 |
14.00 |
Line of Credit/Signature
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 6 months ($0 - $300) |
9.50 |
10.50 |
12.50 |
16.00 |
| 9 months ($301 - $500) |
9.50 |
10.50 |
12.50 |
16.00 |
| 15 months ($501 - $1200) |
9.50 |
10.50 |
12.50 |
16.00 |
| 24 months ($1201 - $3500) |
9.50 |
10.50 |
12.50 |
16.00 |
| 36 months ($3501 - $10,000) |
9.50 |
10.50 |
12.50 |
16.00 |
| 48 months ($10,001 - $15,000) |
9.50 |
10.50 |
12.50 |
16.00 |
Vacation Loans - ($2000 maximum loan amount)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| up to 12 months |
8.00 |
8.50 |
10.50 |
13.50 |
Christmas Loans - ($ 2500 maximum loan amount)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| up to 12 months |
8.00 |
8.50 |
10.50 |
13.50 |
Back-to-School Loans - ($1200 maximum loan amount)
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| up to 12 months |
8.00 |
8.50 |
10.50 |
13.50 |
* APR = Annual Percentage Rate
** To finance for 72 months the amount must be over $30,000
*** Financing available for up to 90% of Purchase Price
**** To finance for 60 months the amount must be over $25,000
***** Financing available for up to 100% of Value
Go To Loan Application | Go To Calculators | Back to Top
|
| Loans |
Rate |
APR* |
Term |
|
| Mastercards - Secured |
7.50 |
7.50 |
n/a |
Calculator |
| Mastercards - Regular |
11.90 |
11.90 |
n/a |
Calculator |
| Mastercards - Gold |
9.90 |
9.90 |
n/a |
Calculator |
| Savings |
Minimum Balance |
Interest Rate |
APY* |
Term |
| Share Accounts |
less than $100 |
.00 |
.00 |
n/a |
|
| |
between $100 to $10,000. |
.15 |
.15 |
n/a |
|
| |
between $10,001. and 25,000. |
.20 |
.20 |
n/a |
|
| |
greater than $25,001. |
.25 |
.25 |
n/a |
|
|
*APY = Annual Percentage Yield
| Share Drafts |
Minimum Balance |
Interest Rate |
APY* |
Term |
| Sharedraft Accounts |
500 |
0.15 |
.15 |
n/a |
*APY = Annual Percentage Yield
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|
| Certificates |
Minimum Deposit |
Interest Rate |
APY* |
Term |
| 6 months |
$1000 |
.45 |
.45 |
6 |
| 12 months |
$1000 |
.65 |
.65 |
12 |
| 18 months |
$1000 |
.75 |
.75 |
18 |
*APY = Annual Percentage Yield (Rates subject to change)
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|
