| Effective September 1, 2006 |
| |
| Share and Special Share Accounts |
| Excessive Withdrawal |
$ 3.00 |
| Checking Accounts |
| Business Checking-per month |
$ 10.00 |
| Check Copy |
$ 5.00 |
| Check Printing Fee - depending on style |
Various Prices |
| Non-sufficient Funds |
$ 25.00 |
| Overdraft Transfer |
$ 5.00 |
| Overdraft Fee - per debit or check paid |
$ 25.00 |
| Return Items |
$ 10.00 |
| Stop Payment |
$ 25.00 |
| Temporary Checks per Sheet |
$ 6.00 |
| Electronic Funds |
| ACH Insufficient Funds |
$ 25.00 |
| ACH Stop Payment |
$ 25.00 |
| General Account Services |
| Account Activity Print Out - per page |
$ 3.00 |
| Account Balancing Assistance - per hour |
$ 15.00 |
| Account Research |
$ 15.00 |
| Account Closing within one year |
$ 10.00 |
| Fax Services - Local |
$ 1.00 |
| Fax Services - Long Distance |
$ 5.00 |
| Inactive Account (Quarterly)* |
$ 5.00 |
|
|
| Teller Services |
| Cashier Checks - per item |
$ 2.00 |
| MasterCard Payments |
$ 3.00 |
| Money Orders - per item |
$ 1.00 |
| Travelers Checks - For Two, per $100 |
$ 1.25 |
| Travelers Checks - For One, per $100 |
$ 1.25 |
| Wire Transfer - Incoming |
$ 5.00 |
| Wire Transfer - Outgoing |
$ 15.00 |
| Wire Transfer - International |
$ 35.00 |
| Wire Transfer - Western Union |
$ 17.50 |
* No account activity or loans for 1 year ** After second time returned |