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SAFE Credit Union offers a variety of savings options; whether you are saving needs are short term or long term.  Funds with SAFE Credit Union are federally insured by the National Credit Union Administration (NCUA).

SHARE (savings)  
  • Minimum deposit of $25.00, $1.00 membership fee, required to open. This $25.00 represents one share of ownership in the credit union and must be maintained as long as you are a member of the credit union.
  • Dividends pay quarterly and are computed on an average daily balance method.  Minimum balance to earn stated dividend rate is $100.00.
  • Quarterly statements
SPECIAL SHARE (savings)
This account allows you to save ahead for vacation, school or just the unexpected expenses.
  • Minimum deposit required is $5.00
  • Deposits can be made anytime, for any amount in person, by payroll deduction, or automatic transfer.
  • Dividends pay quarterly and are computed on an average daily balance method.
  • Quarterly statements
CHRISTMAS CLUB 
Save ahead with a Christmas Club account.
  • Minimum deposit required is $5.00
  • Deposits can be made in person, by payroll deduction, or automatic transfer.
  • Withdrawals are only allowed between November 1 and January 31 with no charge.
  • During the first week of November the Credit Union will transfer your balance to your savings account automatically for you.
  • Dividends pay quarterly and are computed on an average daily balance method.
  • Quarterly statements
SHARE DRAFT (checking)
  • Minimum deposit is $50.00,
  • No monthly service charge;
  • Unlimited check writing privilege; No per-check charge.
  • No minimum balance to maintain;
  • Monthly statement;
  • Overdraft protection is offered as a transfer from your share savings account or other specified accounts.
  • 24-hour accessibility using Molly (touch-tone phone access).
  • Free Debit/ATM Card;
  • Online check ordering Click here to re-order checks.
SHARE CERTIFICATES
Share Certificates, at a variety of available terms, allowing you the ability to earn a higher dividend rate than the share savings account.
  • Terms range from three months to 18 months
  • Minimum deposit to open is $1,000.00
  • Dividends paid quarterly
  • Dividends can be compounded, mailed to you by check or transferred to your share savings account
  • Current rates and Annual Percentage Yield (APY) are available by calling (409) 899-2542 
  • Penalties may apply for early withdrawals.
Kids R US Club
  • Minimum deposit of $25.00, $1.00 membership fee, required to open. This $25.00 represents one share of ownership in the credit union and must be maintained as long as you are a member of the credit union.
  • Dividends pay quarterly and are computed on an average daily balance method.  Minimum balance to earn stated dividend rate is $100.00.
  • Quarterly statements
LOANS
As an equal opportunity lender at SAFE Credit Union we offer competitive rates and a variety of loans. If you are in need of a loan and  would like to know how much your monthly loan payments would be click here to calculate a payment .
 
SAFE Credit Union offers the following type of loan products:
  • New and Used Automobile Loans
  • New and Used Boats/Motors/Trailers
  • Recreational Vehicles
  • Motorcycle/ATVs
  • Farm Lawn & Garden Equipment
  • Home Computers
  • Share
  • Term Share Certificate 
  • Home Improvements
  • Furniture & Appliances
  • Debt Consolidation
Personal Loans and Line of Credit:
  • Signature Loans
  • Lines of Credit
New and Used Automobile Loans
We offer financing up to 100% of Dealer Invoice for new automobiles and up to 90% of NADA Retail Value for used automobiles.
 
Other loan advantages are:
  • Low cost Credit Life and Disability Insurance
  • Payroll deduction or automatic transfer
  • Up to 72 months financing for amounts over $25,000 new or used autos
  • Apply now Internet Loan Application
Personal Loans/Lines of Credit
SAFE Credit Union offers unsecured loans with a maximum loan amount of $10,000*.
  • Low cost Credit Life and Disability Insurance
  • Apply now Internet Loan Application
    *Maximum loan amount and interest rate is based upon borrowers' credit rating. 
Other Collateral Loans
We offer a broad range of other collateral loans including motorcycles, ATV, Boats, Motors, Jet Ski, Recreational Vehicles, Trailers, Farm Equipment, Computers and more. Contact our Loan Representatives for details (Loan amounts and terms vary depending on collateral). Apply now .
 
Mortgage Loans
SAFE Credit Union in conjunction with CU Members Mortgage  a natiowide organization offers you a comprehensive selection of more than 150 mortgage products with the most competitive rates and flexible terms. To pre-qualify visit CU Members Mortgage online at http://www.homeloancu.com   or call1-800-366-6041.
 
INSURANCE
Deposit Insurance
The National Credit Union Administration (NCUA) federally insures your accounts at SAFE Credit Union up to $250,000.00
 

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